Certificate of Deposit Special Rates
Looking for a secure way to save? Our Certificate of Deposit accounts offer competitive interest rates and the stability of your local community bank. Open a CD online or visit a branch near you to open a CD.
A beautiful season to save.
CD Specials FAQs
A CD is a safe and reliable savings option. You deposit a set amount of money for a fixed period of time, and in return, you earn a guaranteed rate of interest until it matures.
APY means Annual Percentage Yield. It’s the
total amount of interest you’ll earn in a year, including compounding.
Not with the same CD. You are welcome to open
another CD at any time to keep building your savings.
Once you open your CD, your rate is locked in
for the full term. Interest rates and APY are subject to change for new
accounts after opening. Contact your local branch for current rates.
When your CD reaches the end of its term, you
will have a 10-day grace period to decide what’s next. You can withdraw your
funds, open a new CD, or let it automatically renew.
A substantial penalty is assessed on funds
withdrawn prior to maturity on certificate of deposit accounts. Fees may reduce
earnings.
Disclosures
*Annual Percentage Yield. Accurate as of 11/02/2026
Requires $500 minimum opening deposit. No additional deposits accepted after opening. Minimum balance of $500 required to obtain APY. Automatic renewal at maturity. Early withdrawal penalties may apply, this may reduce earnings. For terms less than 12 months interest will be compounded at maturity and interest will credit at maturity. For terms 12 months and greater, interest will compound annually, and interest will be credited to the account annually and at maturity. Institutional funds are not eligible.
Requires $500 minimum opening deposit. No additional deposits accepted after opening. Minimum balance of $500 required to obtain APY. Automatic renewal at maturity. Early withdrawal penalties may apply, this may reduce earnings. For terms less than 12 months interest will be compounded at maturity and interest will credit at maturity. For terms 12 months and greater, interest will compound annually, and interest will be credited to the account annually and at maturity. Institutional funds are not eligible.
**Deposits are insured by the FDIC up to at least $250,000 per depositor, for each account ownership category. See a banker.