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Digital Banking Upgrade

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At Opportunity Bank of Montana, we know your time is valuable – and your banking should be simple, secure and convenient. Our enhanced digital banking experience is designed to meet your needs, whether you’re at home or on the go. With one platform for both personal and business banking, everything you need is in one place.  
A New Era of Banking is Here
Opportunity Bank’s enhanced digital banking platform is now live, designed to bring you more convenience, stronger security, and a seamless experience across all your devices.

Upgraded for How You Bank

Your Enhanced Experience
  • Seamless experience across devices - Enjoy the same banking experience across all the devices you use to access your accounts. 
  • One unified platform - Access both personal and business accounts from a single login – no more switching between apps or juggling multiple user IDs.  
  • Enhanced security with two-factor authentication – Add an extra layer of protection with a secure sign-in process that includes a passcode.  

What You Can Still Count On - Won't be Changing
  • Account and routing numbers as well as debit and credit card numbers 
  • Account balances and transaction history  
  • Bill pay payee information 
  • Scheduled payments and internal transfers 
  • eStatement enrollment and settings 
  • Zelle® account contacts and history 

Get Started on the New Platform

How to Begin:
  • Where to Login In – Our website now has a single Login button on the top right of the landing page, or you can use the Opportunity Bank of MT Mobile app.
  • Update or Install the App – Ensure the Opportunity Bank of MT Mobile app is installed and up to date on your mobile device. Depending on your phone settings, the app may update automatically.  If it doesn’t update automatically, visit your app store and manually update the app. 
  • Log In Credentials – Use your existing user ID and password to sign in.
  • Two-Factor Authentication – The first time you login in (or if signing on from a new device), you will receive a one-time passcode via text or phone call to verify your identity.
  • FaceID and Fingerprint Recognition - Biometric sign-in will not work the first time you log in onto the new platform. After your initial login, you can re-enable your FaceID or Fingerprint Recognition in your app settings. 
  • Review Your Settings – After logging in, certain settings may need to be re-enabled including alerts, card controls, and transfers.
  • Need Help? – Visit our Education Center for helpful videos or contact your local branch. Live chat is a new feature that is available after logging on to the upgraded platform or by visiting our Help/FAQs landing page. 

Simplified Digital Banking for Business Users

Our enhanced digital banking platform is now live, bringing business users a streamlined experience with one secure login for both personal and business accounts. 

Have questions as your get started? Contact your local branch or email us at digitalbanking@oppbank.com.

Need Help? We’ve Got You Covered

We understand that upgrading to a new digital banking platform may raise questions – That's why we're here to support you every step of the way. 

Helpful how-to-videos are available to guide you through the new experience. 

If you need assistance, contact your local branch, use live chat after logging in to the upgraded platform, or find the live chat link on our Help/FAQs page.
Help Center
Resources and FAQs
Here you will find information to help you prepare for the digital banking upgrade, including instructions and answers to common questions. We encourage you to review these resources before the upgrade and check back for updates as we continue to share new information during the transition.

Resources
No. You’ll continue to use your existing user ID and password. 
  • If you are unsure of your user ID, contact your local branch. 
  • If you are unsure of your password, select “Forgot Password” on the login screen and follow the prompts or contact your local branch. 
  • Business users: If you are unsure of your user ID or password, please call us at (888) 750-2265.  
If you already use the Opportunity Bank of MT Mobile app, it may automatically update depending on your phone settings. If it doesn’t update automatically, visit your app store and manually update the app. 

Business banking app users will need to download the Opportunity Bank of MT Mobile app from the app store and delete the Opportunity Bank Business app. 
You’ll need to log in manually the first time after the upgrade. After that, you can re-enable Face ID or Fingerprint Recognition login in your app settings. 
Two-factor authentication is a security measure that adds an extra layer of protection to your digital banking account.  

You will receive a one-time passcode via text or phone call to verify your identity during your first login or when logging in from an unknown device.  
The account will use the primary phone number associated with the account holder for the two-factor authentication process. 

For shared accounts (e.g., spouses or small business owners), this may affect the login process.  We recommend each authorized user have their own login for a more secure experience.  

To create a new personal account login, visit the digital banking website and enroll as a new user. 

In order to create a business account login, contact your local branch for more information.
Your bill payees and scheduled bill payments will transfer to the new platform. However, we recommend reviewing all scheduled payments after your first login.  
While most of your banking tools will transfer over, a few settings will need to be reestablished. This is a great opportunity to personalize your digital banking experience on the upgraded platform.